FlowPay Risk Disclosure

General Awareness

Using Virtual Assets and FlowPay Services involves certain risks. The following information highlights the most relevant ones — but it’s not a complete list. You should carefully assess whether our Services fit your personal situation, financial condition, and risk tolerance.

Legal Considerations

The legal and regulatory landscape for cryptocurrencies and Virtual Assets is evolving rapidly. Existing laws are often untested, and future regulations may impact how blockchain and crypto services operate. FlowPay cannot guarantee that future changes in law will not negatively affect your use of Virtual Assets or our Services.

The legal status of Virtual Assets varies by country — in some jurisdictions they may be restricted or prohibited. You are solely responsible for understanding and complying with the laws applicable to you. FlowPay does not provide legal advice or endorse any specific regulatory interpretation. Always conduct your own research before using Virtual Assets.

Virtual Asset Risks

The value of Virtual Assets is highly volatile and can fluctuate significantly, or even drop to zero. Trading, holding, or converting crypto involves substantial risks, including total loss of funds. Market conditions, technology failures, or liquidity issues may affect asset availability. FlowPay reserves the right to suspend or remove specific Virtual Assets from the platform at any time.

Funds

In case of company failure, bankruptcy, or liquidation, funds held with FlowPay may not be covered by consumer protection laws in your jurisdiction. This means you might not be able to recover your money or crypto.

Cybersecurity

The digital nature of Virtual Assets exposes them to cyber threats. Malicious actors may attempt to disrupt or exploit the platform through m